Therefore, full coverage implies that you will be protected for almost all if not all the risks associated to owning and driving a vehicle. The problem is that each type of coverage protects you up to a certain extent. There are amount limits that will determine how much the insurance company will pay in the event of an accident on each and every category included in the full coverage. True Coverage
Property coverage protects you against losses of the vehicle and, as stated above, can be divided into comprehensive coverage and collision coverage. Collision coverage protects you against damage, partial or total destruction of the vehicle due to a car crash. Depending on the type of policy you may get your car replaced or an amount paid to cover for all the loses.
As regards to comprehensive coverage, it refers to almost all the other causes of property damage like theft, wreckage and fire. In the event of such hazards occurring, the insurance company will, just like with collision coverage, repair the car or replace it if possible or eventually, provide the funds needed to fix the vehicle or purchase a new one depending on the type of policy you purchase.